2027 Annual Enrollment is open - over 5 million face coverage changes. See where you stand.
We check every plan line by line, and show you what fits and why.
Your doctors, your prescriptions, your pharmacy.
Every plan in your county, checked against your list.
Enroll online yourself, or get matched with a licensed advisor.
What we check
Your best fit planWith the reasoning shown
Medicare.govSorts by cost only
78% of people on Medicare say shopping for or switching plans makes them anxious (Deft Research, 2026).
39 plans
available to the average person in 2026, before you count stand-alone drug plans or the ten Medigap letters.
KFF, Medicare Advantage 2026 Spotlight (Dec 2025)
7 in 10
people on Medicare don't compare their coverage against other options at all.
KFF analysis of the Medicare Current Beneficiary Survey (2022 survey data)
Over 5 million
people will have their Medicare Advantage plan cancelled or changed in 2027.
It's built around the sale, not around you. That's what we set out to fix.
We're a licensed, independent agency. Carriers pay us a commission when someone enrolls through us, and that has no effect on how plans rank.
See how we get paid1 in 5
of the plans we recommend pay us no commission at all.
About1 in 4
Medicare Advantage comparisons come back “keep the plan you already have.”
TPP data, August 2026
Never required
Our tools don't ask for your phone number. You talk to someone when you decide you want to, not before.
New to Medicare
Lowerout-of-pocket costs
A client expected Medicare to cost less than the plan she was leaving. Premiums were higher, but once we ran her doctors and prescriptions, her out-of-pocket exposure came in lower than the employer coverage she was giving up. She enrolled knowing both numbers.
Medicare Advantage
$3,000+est. annual savings
A client’s Tier 3 copay was quietly moving to 18% coinsurance for the new year. We confirmed her doctors were accepted elsewhere and moved her before the change took effect.
Plan G / Medigap
$2,500–$4,000est. annual savings
A client had been told the wrong dates by a previous agent. Her guaranteed issue window was still open by a day, so she got Plan G (Medicare Supplement, which helps pay what Original Medicare doesn’t) without medical underwriting.
* Estimated savings based on each client's reported costs. Your results will be different.
See more cases, including the math| What we compare | The Pocket Protector |
|---|---|
| How plans are ranked | Ranked for your doctors, drugs and budgetMedicare.gov Sorts by cost only |
| Dental, vision, hearing | Actual annual maximums and allowancesMedicare.gov “Available,” with no amounts |
| Medigap rates | Real rates by state, carrier and plan letterMedicare.gov Not shown |
| Search by hospital or facility | Which plans cover your hospital or urgent careMedicare.gov Not offered |
| Deadlines and penalties | Your dates, and what a late penalty would costMedicare.gov Not offered |
| Help after you enroll | Bill review, appeals, and a team to callMedicare.gov Not offered |
Medigap is standardized in most states. Only the premium moves.
Carrier A
$149/mo
Carrier B
$104/mo
Same coverage
Carrier C
$132/mo
8,083 Medicare plans and 7,389 Medigap rates indexed as of August 2026, including Medicare SELECT plans Medicare.gov doesn't display. Verified against live Medicare.gov sessions, August 2026. Full methodology available on request.
One in four people who pick a new Medicare Advantage plan leave it within three months (Deft Research, 2023).
Still unsure after these? Call 1-866-764-3312 (TTY 711), Monday to Friday, 8am to 6pm CST.
